{"id":166,"date":"2020-10-15T04:00:00","date_gmt":"2020-10-15T10:00:00","guid":{"rendered":"https:\/\/www.sginsva.com\/blog\/?p=166"},"modified":"2020-10-14T09:06:01","modified_gmt":"2020-10-14T15:06:01","slug":"what-isnt-covered-by-home-insurance","status":"publish","type":"post","link":"https:\/\/www.sginsva.com\/blog\/what-isnt-covered-by-home-insurance\/","title":{"rendered":"What isn&#8217;t covered by home insurance"},"content":{"rendered":"<p>When you own a home, protecting it from all the hazards out there is something that is on your mind. Most people aren&rsquo;t insurance experts and that is why they have to count on an insurance agent to provide the best information and access to a wide variety of products. At Stonewall Grace Insurance in Buena Vista, VA, our customers come first and we are happy to share our years of experience.<\/p>\n<h2>Floods<\/h2>\n<p>Most people are shocked to realize that floods&nbsp;are not covered by home insurance but it isn&#8217;t. If you live in an area that is prone to flooding you should consider purchasing a flood insurance policy. It is easy and inexpensive.&nbsp;<\/p>\n<h2>Moving earth<\/h2>\n<p>Moving earth covers a few different types of hazards. It includes earthquakes, mudslides, and sinkholes. All of these can be covered with the addition of an endorsement or a separate insurance policy.&nbsp;<\/p>\n<h2>Negligence<\/h2>\n<p>It is reasonable for the insurance company to expect that you will maintain your house and&nbsp;if you know&nbsp;there is a potential hazard you will correct the situation. Negligence is handled on a case by case but chances are if they can prove negligence the company isn&#8217;t going to pay.&nbsp;<\/p>\n<h2>Expensive items<\/h2>\n<p>If you have lots of expensive jewelry, works of art, antiques, or expensive electronics you will not be covered on a normal home insurance policy. You can get coverage for these items but it will need to be an endorsement&nbsp;that you add.&nbsp;<\/p>\n<p>When you are looking for an insurance agent you can trust to put your interests first, Stonewall Grace Insurance in Buena Vista, VA is the place to come. We have a team that will be there for you when you need us. Give us a call or stop by to set up an appointment for a free quote.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you own a home, protecting it from all the hazards out there is something that is on your mind. Most people aren&rsquo;t insurance experts and that is why they have to count on an insurance agent to provide the best information and access to a wide variety of products. At Stonewall Grace Insurance in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[27,26],"class_list":["post-166","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-buena-vista-va","tag-stonewall-grace-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/comments?post=166"}],"version-history":[{"count":1,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/166\/revisions"}],"predecessor-version":[{"id":167,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/166\/revisions\/167"}],"wp:attachment":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/media?parent=166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/categories?post=166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/tags?post=166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}