{"id":217,"date":"2022-11-26T04:00:00","date_gmt":"2022-11-26T10:00:00","guid":{"rendered":"https:\/\/www.sginsva.com\/blog\/?p=217"},"modified":"2022-11-26T15:12:26","modified_gmt":"2022-11-26T21:12:26","slug":"renters-need-protection-too-get-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.sginsva.com\/blog\/renters-need-protection-too-get-renters-insurance\/","title":{"rendered":"Renters Need Protection Too &#8211; Get Renters Insurance"},"content":{"rendered":"<p><span style=\"color:#333333\">Are you a renter in the Buena Vista, VA area? Do you mistakenly believe that your landlord&#8217;s property insurance policy will cover your possessions? The insurance professionals at Stonewall Grace Insurance can provide you with the coverage you need as a renter.<\/span><\/p>\n<p><span style=\"color:#333333\">It is good to remember that the landlord&#8217;s property insurance only covers losses to the building itself. Your personal property is only protected by a renter&#8217;s insurance policy that you must purchase.<\/span><\/p>\n<p><span style=\"color:#333333\">Another reason why so few renters have insurance coverage is that they underestimate the value of their personal possessions. Add up the cost of your electronics alone. It wouldn&#8217;t take long to get into the thousands of dollars for some renters. Then add clothing, furniture, and kitchen supplies. It would be very costly to replace all these items. They are worth more than you think. <\/span><\/p>\n<p><span style=\"color:#333333\">Liability is another good reason to have a renters&#8217; policy. You could face a lawsuit if you have a dog and he suddenly decides to bite a neighbor, friend, or a pizza delivery person. Another good reason to have a renters&#8217; policy is that your landlord might require it.<\/span><\/p>\n<p><span style=\"color:#333333\">Renters insurance provides protection for your personal property against a long list of disasters, including:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Damage caused by falling aircraft<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Damage caused by cars or other vehicles<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">An explosion<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Falling debris or other objects<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Lightning or fire <\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Civil commotion or riot<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Smoke<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Theft<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Malicious mischief or vandalism<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Volcanic eruption<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Weight of snow, sleet, or ice<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Hail or windstorm<\/span><\/span><\/li>\n<li><span style=\"background-color:white\"><span style=\"color:#111111\">Damage from steam or water from sources, including appliances, air conditioning, heating, plumbing, or sprinkler systems<\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:white\"><span style=\"color:#333333\"><span style=\"color:#111111\">Losses from earthquakes and floods are not covered in a standard policy. A separate rider or policy would be required. Also, hurricane wind damage may require a separate rider.<\/span><\/span><\/span><\/p>\n<p><span style=\"background-color:white\"><span style=\"color:#333333\"><span style=\"color:#111111\">Make sure you have renters insurance for your own protection. For very little money each month, you will have the coverage you need for peace of mind. Contact Stonewall Grace Insurance today.<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you a renter in the Buena Vista, VA area? Do you mistakenly believe that your landlord&#8217;s property insurance policy will cover your possessions? The insurance professionals at Stonewall Grace Insurance can provide you with the coverage you need as a renter. It is good to remember that the landlord&#8217;s property insurance only covers losses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[27,26],"class_list":["post-217","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-buena-vista-va","tag-stonewall-grace-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/comments?post=217"}],"version-history":[{"count":1,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/217\/revisions"}],"predecessor-version":[{"id":218,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/217\/revisions\/218"}],"wp:attachment":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/media?parent=217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/categories?post=217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/tags?post=217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}