{"id":25,"date":"2016-03-03T15:30:00","date_gmt":"2016-03-04T03:30:00","guid":{"rendered":"http:\/\/www.sginsva.com\/blog\/?p=25"},"modified":"2016-03-03T16:23:13","modified_gmt":"2016-03-03T22:23:13","slug":"a-first-time-atv-owner-s-guide-to-atv-insurance","status":"publish","type":"post","link":"https:\/\/www.sginsva.com\/blog\/a-first-time-atv-owner-s-guide-to-atv-insurance\/","title":{"rendered":"A First-Time ATV Owner&#8217;s Guide to ATV Insurance"},"content":{"rendered":"<p>These days, more and more people are discovering the great outdoors with the help of All-Terrain Vehicles (ATVs).&nbsp; While these recreational vehicles can be an exciting way to explore those backcountry trails, they can be tricky for new riders.&nbsp; Following these easy tips will help keep your ATV riding safe and enjoyable.<\/p>\n<p><strong>Keep Things Simple.&nbsp; <\/strong><\/p>\n<p>If you&rsquo;re a first-time rider, don&rsquo;t buy the most souped-up ATV on the market, even if it is the flashiest.&nbsp; A simpler machine will be easier to control and won&rsquo;t overpower you.&nbsp; In general, try to look for ATVs with an automatic transmission and a 200-400cc engine.<\/p>\n<p><strong>Safety First<\/strong><\/p>\n<p>There are few things less fun than an ATV ride that ends with a trip to the emergency room.&nbsp; At minimum, always make sure you wear a proper motorcycle helmet, goggles, over-the-ankle boots, gloves, long pants, and long sleeves.&nbsp; You might also invest in shin pads, a chest protector, and knee, elbow, and wrist guards for additional protection.<\/p>\n<p><strong>Practice<\/strong><\/p>\n<p>Many states require new ATV owners to complete a safety course if they&rsquo;re under a certain age.&nbsp; But you don&rsquo;t have to be a kid to benefit from these classes.&nbsp; As you get started riding an ATV, you&rsquo;ll also want to stick to simple, flat terrain until you get the hang of riding.&nbsp; As you gain experience, you can graduate to more challenging trails and routes.<\/p>\n<p><strong>Insurance and Paperwork<\/strong><\/p>\n<p>Many states require ATVs to be titled like cars; additionally, you often must have a permit and pay fees to ride on public trails.&nbsp; Even if your state does not require ATV insurance, you may want to have it on hand for liability purposes, as homeowner&rsquo;s insurance may not cover liability if you ride off your property.&nbsp; Also, insurance can cover you in the event your ATV is ever stolen.&nbsp; Make sure you register and insure your ATV appropriately, and look into season passes through the U.S. Forest Service.<\/p>\n<p>At Stonewall Grace Insurance, we are committed to helping you stay safe when you&#8217;re out on the trails.&nbsp; Call today to learn more about insurance coverage for your ATV, RV, or any other recreational vehicles you might own. &nbsp;Our agents look forward to helping you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>These days, more and more people are discovering the great outdoors with the help of All-Terrain Vehicles (ATVs).&nbsp; While these recreational vehicles can be an exciting way to explore those backcountry trails, they can be tricky for new riders.&nbsp; Following these easy tips will help keep your ATV riding safe and enjoyable. Keep Things Simple.&nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[26],"class_list":["post-25","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-stonewall-grace-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/comments?post=25"}],"version-history":[{"count":1,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions"}],"predecessor-version":[{"id":26,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/posts\/25\/revisions\/26"}],"wp:attachment":[{"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/media?parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/categories?post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sginsva.com\/blog\/wp-json\/wp\/v2\/tags?post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}