Health insurance in Virginia includes many opportunities for individuals and families. Buena Vista, VA residents who do not have access to health care under an employer plan can enroll in the private marketplace or the federal exchange. Eligible residents can apply for Medicaid and CHIP (for children). Ask your Stonewall Grace Insurance for help with your options and making final decisions on what plan works for you.
Virginia and the Affordable Care Act
The Affordable Care Act requires most Americans to purchase a health insurance plan. Buena Vista VA falls under the Virginia decision to participate in the federal marketplace for these services. When you sign up for ACA-compliant health care through the health insurance exchange, you are eligible for financial assistance, based on income that partially offsets your monthly premiums.
Only these marketplace plans are used to determine the ACA tax credits and cost-sharing subsidy available to you. However, both individuals and families can apply to the marketplace. Your Stonewall Grace Insurance is available to assist you in the process.
SHOP (for Small Businesses)
In Buena Vista, VA, the Small Business Health Options Program (SHOP) allows employers with less than 50 full-time employees to present their associates with healthcare benefits.
Medicaid Expansion in Virginia
Virginia no longer offers expanded Medicaid to single, low-income adults. So, Buena Vista, VA residents applying for Medicaid must the more stringent requirements set by the state.
Virginia’s Children’s Health Insurance Program (CHIP) has low-cost health insurance plans for eligible children.
Contact your Stonewall Grace Insurance agent with questions regarding health care options that meet the needs of you and your family.