One of the most common infractions for any driver in Buena Vista, VA is a speeding ticket. Every year, more than 300,000 speeding tickets are issued in Virginia alone. It’s important to consider how speeding affects your auto insurance. At Stonewall Grace Insurance, we’ve broken down important factors to keep in mind.
Speeding Tickets In Virginia
Keep in mind that car insurance companies view speeding as a high-risk behavior. A single speeding ticket could lead to an increase in your car insurance rates. The average speeding ticket in Virginia will result in roughly a 23 % increase in your car insurance rates.
However, the effect of a speeding ticket on your car insurance rates will vary depending on the state in which you live. For example, the average speeding ticket in Virginia is determined by how much over the limit you were going. Since speeding is considered wreckless and dangerous to other drivers, the fine only gets more significant for increased velocity. You also need to consider demerit points that could be added to your record for speeding tickets.
Avoiding Increased Insurance Rates
The best way to keep your policy affordable and avoid the risk of losing driving privileges is by obeying the law. Practice defensive driving habits such as always using your turn signal, not following other cars too closely, and staying within the speed limit. If you find yourself with a speeding ticket, discuss it with your local Buena Vista, VA car insurance agent.
At Stonewall Grace Insurance, we understand how important it is to have the right auto insurance coverage. If you have any questions about your policy or you’ve gotten a speeding ticket, we can help. Feel free to contact us with any questions you have.