Want to know if life and disability insurance policies will be of benefit to you and your loved ones? Many people don’t even think about getting these types of insurance, especially if they’re in great health. It’s in your best interest to speak with an agent at Stonewall Grace Insurance of the Buena Vista, VA area and get more information before making your decision.
Having a Financial Plan
Put a solid financial plan together so that you can have more of a cushion of security later on. When you have permanent life insurance, this means you can accumulate cash value in order to put wherever you want in your plan. This can be used as a college fund, retirement fund, or in case of an emergency situation. Its strength is in how flexible it is, so you can meet your goals and have protection if a worst-case scenario happens.
You can change your coverage at different times if need be. This is an ideal policy to have since it grows over time. There are various options for when you decide you want to use all or part of the funds in your life insurance, which depends on the company holding your policy.
Disability Insurance Coverage
When you have disability insurance, it covers in the instance you have an illness or injury that’s preventing you from conducting work tasks. Whether you are diagnosed with a disorder or have a sudden injury that leaves you unable to work or not up to your usual capacity. You’ll need the means to care for yourself and your family if this happens, and that’s where disability insurance comes into play. If you don’t receive disability insurance through work or it’s not adequate then it’s a good step to add this policy.
Stonewall Grace Insurance of the greater Buena Vista, VA area can assist you in getting set up with your life and disability insurance needs. If you have questions or concerns to address before you make an official appointment, feel free to contact us.