Do You Really Need Renters Insurance?

So you have decided that it is time to rent your own place in Buena Vista, VA? Have you thought about how you are going to protect all of your belongings? One big mistake that a lot of renters make is that they think that the home insurance that the owner of the property has will offer them some type of protection. This could not be further from the truth and is exactly why here at Stonewall Grace Insurance, we always recommend that renters get their own insurance. 

You can do this by getting renters insurance. This type of insurance is designed to actually protect the renter and everything that is kept in the property by the renter. The insurance that the owner has will not offer any coverage except for the structure so it is up to you to get coverage for your personal items. The great thing about this type of insurance is that it is relatively inexpensive so if you can afford to rent a property then you can afford to get renters insurance. The last thing you want to do is not have protection for everything that you own as well as no protection if there is any damage to the property. 

If you are renting a home or even an apartment, you need to have renters insurance. Some property owners will even make it a requirement for living there. Be sure to reach out to us here at Stonewall Grace Insurance, serving Buena Vista, VA, to get started on your quote today. We will make sure you have the proper amount of coverage based on the items that you own that will be in the property and will even work to make sure you get the lowest possible price.