auto

What is Fleet Insurance?

Posted on by AgentInsure

Does your Buena Vista, VA, business own two or more vehicles? Are these vehicles similar in type, and perform similar tasks? If so, fleet insurance could be an ideal alternative to a regular auto insurance policy.

How Does Fleet Insurance Work?

Fleet insurance is a blanket policy that covers all your business vehicles. It’s often more affordable than buying an auto insurance policy for each vehicle. What’s more, it can be customized to make your business more efficient without compromising insurance coverage. For example, your insurer can allow any of your employees to drive any covered vehicle, which means you don’t have to list each driver on your insurance policy and then change the policy when people join or leave your team. 

Additionally, fleet insurance is often more comprehensive than regular auto insurance. Coverage varies depending on the policy you pick, but it’s not uncommon for fleet insurance companies to cover not just liability and property damage but also comprehensive, uninsured/underinsured motorist coverage, and medical payment coverage.

At the same time, fleet insurance isn’t for everyone. If you have different types of vehicles, or need different types of coverage for each vehicle, individual auto insurance policies may be your best bet.

Call Stonewall Grace Insurance to Find Out More 

If you’re looking for commercial auto insurance or other types of commercial insurance for your Buena Vista, VA, business, give our team at Stonewall Grace Insurance a call at your convenience. We work with local businesses of all sizes and in all industries. We offer multiple policy options from various carriers, and we’d be happy to help you review your coverage options to pick insurance that works well for your business.

Insurance Coverage Verification

Posted on by AgentInsure

If you’re a Virginia driver, you are required by law to carry auto insurance. With so many types of auto insurance policies available, you might wonder if your current coverage is the best fit for your needs. If you live near Buena Vista, VA, our team at Stonewall Grace Insurance is here to help. Since 1993, we’ve been assisting drivers like you in finding the right coverage.

Insurance Coverage Verification

Because auto insurance is mandated by law, the State of Virginia has implemented systems to ensure compliance. The Virginia Department of Motor Vehicles uses the Insurance Verification System to confirm that every driver has valid auto insurance. When an insurance company issues a policy, it notifies the system of the vehicle covered under the new policy. Similarly, if a driver adds a new car to an existing policy, the agent updates the system with the new information.

When the Insurance Verification System receives a request, it compares the insurance policy details to the car’s registration information. If no insurance is found or the information doesn’t match, the driver will receive a request for verification. Policy details can be submitted online through the Virginia DMV website.

Call Us for Your Appointment Today

Even if you’re a careful driver, accidents can happen due to the carelessness of others. At Stonewall Grace Insurance, we have the experience to help you find an affordable policy with excellent coverage. Drivers near Buena Vista trust our team for reliable customer service and personalized solutions. Contact us today to schedule an appointment and let us help you find the right auto insurance policy for your needs.