Does your Buena Vista, VA, business own two or more vehicles? Are these vehicles similar in type, and perform similar tasks? If so, fleet insurance could be an ideal alternative to a regular auto insurance policy.

How Does Fleet Insurance Work?

Fleet insurance is a blanket policy that covers all your business vehicles. It’s often more affordable than buying an auto insurance policy for each vehicle. What’s more, it can be customized to make your business more efficient without compromising insurance coverage. For example, your insurer can allow any of your employees to drive any covered vehicle, which means you don’t have to list each driver on your insurance policy and then change the policy when people join or leave your team. 

Additionally, fleet insurance is often more comprehensive than regular auto insurance. Coverage varies depending on the policy you pick, but it’s not uncommon for fleet insurance companies to cover not just liability and property damage but also comprehensive, uninsured/underinsured motorist coverage, and medical payment coverage.

At the same time, fleet insurance isn’t for everyone. If you have different types of vehicles, or need different types of coverage for each vehicle, individual auto insurance policies may be your best bet.

Call Stonewall Grace Insurance to Find Out More 

If you’re looking for commercial auto insurance or other types of commercial insurance for your Buena Vista, VA, business, give our team at Stonewall Grace Insurance a call at your convenience. We work with local businesses of all sizes and in all industries. We offer multiple policy options from various carriers, and we’d be happy to help you review your coverage options to pick insurance that works well for your business.